Credit 101

The home loan process can be confusing, especially if you've been turned down by another lender in the past. Let our Credit 101 Center help answer some of your questions. And, get better informed. At First Capital Mortgage, Inc., we believe that knowledge is power.

Foreclosures - Adjustable Rates - Subprime Markets: Fact or Fiction

Forget the hype you hear - we have the real scoop!

Mortgage Term Glossary

Confused by some loan terms you have heard or read? View and print their definitions online.
 

How to Choose a Home Loan
Learn the differences between fixed and adjustable rate mortgages and other kinds of loans.
 

Closing Costs Guide

Find out what expenses you can expect with our handy Closing Costs Guide.
 

Factors Affecting Loan
Get an inside look at the factors lenders consider when approving loans.
 

Credit Issues

Discover why credit is important and how it can affect the interest rate or fees you pay. Find out what you can do to improve your own credit and ability to obtain a loan.
 

eNewsletters
Keep informed with the latest loan information and special offers by subscribing to First Capital Mortgage Inc., eNewsletter.