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First Capital Mortgage background extends to: stated income loans,  Fixed rate Loans,  ARM,  Adjustable rate loans,  zero down, reverse mortgage loans, no point no fees loans,  home equity line of credit,  heloc,  prime rate,  mortgage,  borrow,  no money down, home value, interest only, 40 year loans, escrow, PMI,  private mortgage insurance, credit score, and bimonthly payments.